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QUICK FIRE CALCULATOR

Welcome to the Quick Fire Calculator, providing instant HP with balloon options for high end cars of all ages. Minimum lend £25,000.

The total cost of the vehicle.

£

The deposit you're putting down on the vehicle.

£

The number of standard monthly payments excluding the final balloon payment.

Select the type of vehicle.

Select whether you want to include a final balloon payment in your finance quote.

Finance is only available for total lend amounts of £25,000 or more.
Please increase your vehicle price or adjust your deposit.

About the Quick Fire Calculator

The Quick Fire Calculator is an innovative tool designed for enthusiasts of Super Cars, Hyper Cars, Sports, Prestige and Classics Cars, providing a quick and efficient way to assess hire purchase with balloon options for cars that are too old or specialised for traditional calculators seen on dealer websites or AutoTrader.

Using the Quick Fire Calculator is easy:

Input:

  • Cash Price
  • Deposit
  • Preferred Term
  • Category of Car

Instant results provide:

  • Monthly Payment Estimate
  • Balloon Payment Amount (estimated assuming low enthusiast mileage, excellent car condition and history)
  • Available 24/7, eliminating the need for manual quotes.

Once you have your estimate, you can consult with the team at Fast n Funded to finalise your quotation. This offer is for high-net-worth individuals, high earners, businesses, and company directors, educated enthusiasts who know their dream cars.

NOTE: All estimates and quotations are subject to status as well as full understanding of vehicle specifications/history.

FLEXIBLE FINANCING THAT WORKS FOR YOU

Different finance products come with different benefits. We’ll find you the best deal depending on your specific requirements.

Hire Purchase

Experience the flexibility of our Hire Purchase (HP) option, perfect for those looking to own their vehicle over time. At the end of the term, ownership of the vehicle will transfer to you (subject an option to purchase fee), giving you full control and freedom. Ideal for budget-conscious buyers who want to invest in their vehicle for the long term.

Hire Purchase With Balloon

Hire Purchase with Balloon option combines the benefits of traditional hire purchase with a lower monthly payment structure. This plan allows you to pay smaller monthly instalments throughout the agreement, with a final lump sum payment—known as the balloon payment—due at the end of the term. This provides you with flexibility in budgeting while still offering a path to ownership (subject an option to purchase fee) . Perfect for those who wish to keep their monthly costs down while planning for a larger final payment.

Personal Contract Purchase (PCP)

This option allows you to enjoy your vehicle while keeping your future options open. With lower monthly payments compared to traditional purchasing methods, you can drive a new car every few years without the long-term commitment. At the end of the term, you can choose to make a final balloon payment to take ownership, return the car with no further obligations, or trade it in for a new model. PCP is ideal for those who appreciate variety and want to drive the latest models. PCP is subject to pre-determined Mileage Conditions/Penalties and potential repair costs at the end.

Differences Between Hire Purchase with Balloon and PCP

01. Ownership: With Hire Purchase (including the balloon option), you are guaranteed ownership of the vehicle once all payments are made. In contrast, with PCP, ownership is optional and can be deferred until the end of the contract.

02. Final Options: At the end of a Hire Purchase agreement, you can own the vehicle (subject an option to purchase fee) . With PCP, you have the flexibility to choose whether to buy, return, or trade in the vehicle. PCP is subject to pre-determined Mileage Conditions/Penalties and potential repair costs at the end.