Experience the flexibility of our Hire Purchase (HP) option, perfect for those looking to own their vehicle over time. At the end of the term, ownership of the vehicle will transfer to you (subject an option to purchase fee), giving you full control and freedom. Ideal for budget-conscious buyers who want to invest in their vehicle for the long term.

Hire Purchase with Balloon option combines the benefits of traditional hire purchase with a lower monthly payment structure. This plan allows you to pay smaller monthly instalments throughout the agreement, with a final lump sum payment—known as the balloon payment—due at the end of the term. This provides you with flexibility in budgeting while still offering a path to ownership (subject an option to purchase fee) . Perfect for those who wish to keep their monthly costs down while planning for a larger final payment.

This option allows you to enjoy your vehicle while keeping your future options open. With lower monthly payments compared to traditional purchasing methods, you can drive a new car every few years without the long-term commitment. At the end of the term, you can choose to make a final balloon payment to take ownership, return the car with no further obligations, or trade it in for a new model. PCP is ideal for those who appreciate variety and want to drive the latest models. PCP is subject to pre-determined Mileage Conditions/Penalties and potential repair costs at the end.